Suzhou City mortgage default rate continuously rising official pressure testing requirements-mmc.exe

Suzhou City mortgage default rate continuously rising official pressure test recently, China Banking Regulatory Commission Chairman Shang Fulin at the meeting stressed that to strengthen the test of real estate credit risk stress testing and, after June 2014, the CBRC two years again to the real estate credit risk and pressure test proposition is placed in front of the bank, the background is three economic circles continue to jump up and three or four line city prices generally to the inventory problem. This is not that in September 18th, the Construction Bank Weakness lends wings to rumours., China released "Xin Jian in 2016 second of non-performing assets backed securities" announcement shows that since 2015, individual housing loans bad assets rate rising, but the recent year default rate growth significantly. Individual housing loans as the highest share of bank, China Construction Bank in 2015 and released in 2016 4 for individual housing loans NPL backed securities, Shenzhen, Shanghai, Suzhou and Langfang are in the top ten. It is interesting that these cities with higher rates of default is precisely the current trend of rising prices more rapidly. Suzhou the highest default rate is the largest bank of individual housing loan providers, which the release of the report, the personal housing mortgage loan is not a complete reflection of the situation, but reflects the basic distribution of mortgage defaults to a certain extent. From the default geographical distribution situation, the 2015 September issue of Jianyuan in 2015 the first phase, the default rate is the most serious city for Shenzhen, accounted for 45.95%, followed by Fuzhou, Zhengzhou and Shanghai, accounted for 19.6%, 16.89% and 14.44%, the four City default amount totaled 1 billion 569 million yuan, accounting for nearly 97%. Released in December 2015 2015 Jianyuan second period, the largest amount of default for the city of Suzhou, accounted for 29.91%, followed by Qingdao and Chengdu, respectively accounted for 6.89% and 6.07%, in addition to Guangzhou and Fuzhou accounted for 4.99% and 4.21%. Five cities total default loan amount of $4 billion 186 million, accounting for up to 52%. The 2016 May issue of Jianyuan securities in 2016 the first phase, the default amount of city distribution relatively dispersed, more than 500 million yuan a total of 7 city, in which Langfang and Suzhou accounted for 9.44% and 9.13%, respectively ranked first and second. The other 5 cities were Weifang, Beihai, Yichang, Nanning and Guangzhou, the amount of breach of contract in the 7 cities reached $4 billion 825 million, accounting for 49.5%. 2016 issue of Xin Jian in the second issue of securities in 2016, the largest proportion of breach of contract for the city of Xi’an, accounting for more than 11.87%, together with Yulin, Chongqing, Dalian and Ordos accounted for a total of 5 cities in the proportion of to 42.76%. From 2015 2016, CCB issued 4 Securities default, the situation is more serious in Suzhou, Langfang, Shenzhen, Weifang, Beihai, Yichang, Nanning, Guangzhou, Qingdao and Chengdu 10 city, the first 9 principal city contract amount of more than 500 million yuan, 488 million yuan for Chengdu. The top 10 cities, the most serious breach of contract in Suzhou, the total size of 3.相关的主题文章: